HomeGuides › Heat Pump vs Furnace

Heat Pump vs Furnace

SPUNK13 · 6 min read · Updated July 2026

Heat pumps have gone mainstream, but they're not automatically the right pick everywhere. Here's how to decide.

How they differ

A furnace burns fuel (usually gas) to make heat. A heat pump moves heat using electricity, and reverses in summer to cool — so it does both heating and cooling in one system, often very efficiently.

Efficiency and cost

Heat pumps deliver several units of heat per unit of electricity, making them very efficient — especially in mild and moderate climates. Whether they're cheaper to run than a gas furnace depends on your local electricity vs. gas prices.

Climate matters

Modern cold-climate heat pumps work well in freezing temperatures, but in very cold regions some homes pair a heat pump with backup heat for the coldest days. In mild and moderate climates, a heat pump is often the clear winner.

When a furnace still wins

Very cold climates with cheap gas and expensive electricity can still favor a furnace, or a hybrid system. Your utility rates are the deciding factor as much as the technology.

Bottom line

For most mild-to-moderate climates, a heat pump's two-in-one efficiency is compelling. Compare your local electricity and gas rates before deciding, and pair it with sealing and smart thermostat habits (lower your bill).

FAQ

Is a heat pump cheaper than a furnace to run?
Often yes in mild and moderate climates, thanks to high efficiency — but it depends on your local electricity vs. gas prices. Compare both before deciding.

Do heat pumps work in cold weather?
Modern cold-climate heat pumps work well below freezing. In very cold regions, some homes add backup heat for the coldest days.

Save on your energy bills

Compare energy plans and solar options and see how much you could save with 13.energy.

Compare & Save